Terms of Service

Last Updated: November 15, 2023

Welcome to Waguni Witece. These Terms of Service govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using the Waguni Witece website, enrolling in our programs, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these Terms, you may not access or use our services.

2. Services Description

Waguni Witece provides financial education services, including online courses, coaching sessions, educational materials, and related resources. Our services are designed to provide general financial education and are not intended to provide specific financial advice tailored to your individual circumstances.

3. Registration and Account Security

To access certain features of our services, you may be required to create an account. When creating your account, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your password and accept all risks of unauthorized access
• Notify us immediately if you discover or suspect any security breaches related to your account
• Take responsibility for all activities that occur under your account

4. Payment Terms

For paid services, you agree to pay all applicable fees as described on our website. Fees are payable in advance and are non-refundable except as provided in our Refund Policy. We reserve the right to change our fees at any time, with notice provided to existing users.

5. Intellectual Property Rights

All content included on our website and provided through our services, including text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of Waguni Witece or our content suppliers and protected by international copyright laws. You may not modify, copy, distribute, transmit, display, publish, sell, license, or create derivative works from any content without our express written permission.

6. User Conduct

You agree not to use our services to:

• Violate any applicable law or regulation
• Infringe upon the rights of others
• Submit false or misleading information
• Engage in unauthorized framing or linking to our website
• Upload or transmit viruses or other malicious code
• Interfere with or disrupt the integrity or performance of our services
• Attempt to gain unauthorized access to our systems or networks
• Harass, abuse, or harm another person

7. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, secure, or error-free. We are not responsible for the accuracy, reliability, timeliness, or completeness of any information provided through our services.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Waguni Witece shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your access to or use of or inability to access or use our services.

9. Indemnification

You agree to indemnify and hold harmless Waguni Witece and its officers, directors, employees, and agents from and against any claims, disputes, demands, liabilities, damages, losses, and costs and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of our services or your violation of these Terms.

10. Termination

We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use our services will immediately cease.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

13. Contact Information

If you have any questions about these Terms, please contact us at:

Waguni Witece
123 Financial District
Toronto, ON M5X 1A9
Email: legal@waguni-witece.sbs
Phone: +1 4373716762